Updated: January 1, 2013
We have created this privacy statement in order to demonstrate our firm and continuing commitment to the privacy of personal information provided by those visiting and interacting with this website. We hold the privacy of your personal information in the highest regard. The following discloses our information gathering and dissemination practices for this website.
We recognize the importance of protecting your privacy and our privacy statement is designed to assist you in understanding how we collect, use, and safeguard the personal information you provide to us and to assist you in making informed decisions when using our site. This privacy statement will be continuously assessed against new technologies, business practices, and our customers` needs.
By using our website you consent to our collection and use of your personal information as described in this privacy statement.
The statement does not apply to our practices on other websites or offline. This website is intended for and directed to citizens of the United States 18 years and older.
If we send you an e-mail, it will contain an opt-out link which you can click to have your name removed from our e-mail list. You may also opt-out of allowing us to provide your name to third parties for direct marketing purposes by contacting us by phone or mail. If your personally identifiable information changes, you can update it by contacting us by telephone or postal mail. You can also request to remove your information from our database using one of the following methods so you will not receive future communications or will no longer receive our service. Please allow up to ninety (90) days for processing.
Send us a letter at:
Private Money Exchange
Attn: Quality Department
701 E. Front Ave., 2nd Floor
Coeur d’Alene, ID 83814
Call us toll-free at: 1-800-473-6051
Registration forms on our site may require you to give us your contact information (i.e., name and e-mail address) and demographic information (i.e., zip code and state). We use this contact information from the registration form to send you information about our company at your request. Your contact information is also used to contact you when necessary for additional information or to process or fulfill your request. Demographic and profile data may also be collected. We use this data to help us improve this website and our product and service offerings.
Our site uses an order form for you to request information for our products and/or services. We collect your contact information (i.e., e-mail address), financial information (i.e., credit card numbers, bank account information), and demographic information (i.e., zip code and state). We use this contact information from the order form to send you a confirmation e-mail for which you cannot opt out. We also use this information to send you your orders, as well as information about our company and products and special promotions. Your contact information is also used to get in touch with you when necessary for additional information to process or fulfill your order. Financial information that is collected is used to bill for products and services. Unique identifiers are collected from website visitors to verify your identity and for use as account numbers in our record system. Demographic and profile data is also collected at our site. We use this data to help us improve our website and our product and service offerings.
How We Use the Information That You Provide to Us
Broadly speaking, we use personal information for purposes of administering our business activities, providing the products and services you requested, to process your payment, to monitor the use of the service, our marketing and promotional efforts and improve our content and service offerings, and customize our site`s content, layout, services and for other lawful purposes. These uses improve our site and better tailor it to meet your needs.
We use your IP address and other standard log file information to help diagnose problems with our server, and to administer our website. Your IP address and other standard log information are used to help identify you and your shopping cart and to gather broad demographic information in the interest of improving our site and service.
Cookies and Click Trail Information
Surveys and Sweepstakes/Contests
From time to time, we may conduct online surveys to help us better understand and serve your needs, or conduct sweepstakes or contests. These offers may ask for contact information (i.e., e-mail address), financial information (i.e., credit card numbers), and demographic information (i.e., zip code, age, or income level). We may use this contact data from our surveys to send you information about our company. Unique identifiers are collected from the website to verify your identity. We use this data to help us improve our website and our product and service offerings.
Information from Other Sources
For reasons such as improving personalization of our service (i.e., providing better product recommendations or special offers that we think will interest you), we might receive information about you from other sources and add it to our account information. We also sometimes receive updated delivery and address information from our shippers or other sources so that we can correct our records and deliver your next purchase or communication more easily.
Sharing with Third Parties
In the unlikely event that Private Money Exchange, or substantially all of its assets, are acquired or merged with another company, customer information will be one of the transferred assets. Information collected on this website from those who have elected to receive offers from business partners of Private Money Exchange is made available to such business partners. We employ other companies and individuals to perform functions on our behalf. For example we contractual employ certain marketing professionals who providing marketing assistance. They have access to information needed to perform their functions, but may not use it for any other purposes.
We release account and other personal information when we believe release is appropriate to comply with law or to protect the rights, property, or safety of Private Money Exchange, our users, or others. This includes exchanging information with other companies and organizations for fraud protection and credit risk reduction. We also, from time to time, provide our customer lists to businesses who offer goods or services through direct mail that may be of value to our customers. The information provided includes; name, address, gender, product(s) purchased and recency of purchase.
Links to Other Sites
This site may contain links to other sites. www.privatemoneyexchange.com is not responsible for the privacy practices or the content of such websites.
Revisions to this Statement
Our business changes constantly. This privacy statement will change also, and use of information that we gather now is subject to the privacy and security statement in effect at the time of collection. You should check our website frequently to see recent changes. If, however, we are going to use users’ personally identifiable information in a manner different from that stated at the time of collection, we will notify users by posting a notice on our website for thirty (30) days.
If you have any questions about this privacy and security statement, the practices of this site, or your dealings with this website, please contact us using one of the methods above.
701 E. Front Ave 2nd Flr., Coeur d’Alene, ID 83814 • 800-971-5988
cs@PrivateMoneyExchange.com • © 2018 Private Money Exchange. All rights Reserved
Loans are available only on non-owner occupied real property. Loans are available in California through Cogo Capital Orange County, Inc. – California BRE License #: 01928542; NMLS #: 1051036.
Loans through Cogo Capital™ are not available in Arizona, Minnesota, Nevada, Oregon, South Dakota, or Vermont. Loans are available in Idaho, New Jersey, New York, North Dakota, and North Carolina through Secured Investment High Yield Fund, LLC and Secured Investment High Yield Fund II, LLC. In all other states, loans are available through Cogo Capital.